What do you think are the most common mistakes for handling money?

          Most often, when we borrow money, we forget that it’s not our money. Once themoney is in our hands, we think bahala na! Kasi malakas masyado ang emosyon, mahina ang pag-iisip.

          We should put things in tis proper perspective. First, …yung inutang mu dahil kung minsan sa pangangailangan, hindi maiwasan pero dapat ma-cultivatenatin ‘yung hindi ka makatulog hanggat hindi mo nababayaran yung pinagkakautangan mo. Hangga’t wala ‘yang pressure na ‘yan sa puso natin, kahit ano pang pera ang pumasok sa’yo, masisira ka. Mindser.

          Secondly, we equate our value with the amount of money we have. We think we are worthless if we don’t havelots of money or we are important if we have a lot. The problem is, sometimes we have it, and sometimes we don’t. We forget that we are sons of God all the time, whether we have money or not.

          Thirdly, yung me pera na akongayon, ‘yung gustong-gusto ko, pwede ko nang bilhin. Mali na naman.  In other words, the urge to spend. “Now that I got a promotion, I have money, I can buy my own house.” That’s wrong unless you have enough to pay in cash and still have some left for other expenses. A house is a liability. It will become an asset only when we buy it, then sell it at a higher price. If all your money is tied up in that house, when an opportunity to start a business comes along, you have no cash.

 Written by: Evelyn Damian